Compared to living in a house, vandwelling is tremendously cheaper.

Compared to living in a house, vandwelling is tremendously cheaper.

I recently got an email from a reader who wanted to know how much money he needed per month to travel full-time in a van or RV. That is a question that I hear all the time. Whenever someone starts thinking about traveling in a van or RV the first thing they want to is know how much they need to live on. However, it’s nearly impossible to give a definitive answer to that question. The problem is we are all so very, very different that it is impossible for me to tell you what budget you can live happily on. The best way I can answer you is to give you specific examples of people that I know and how much income they have coming in every month. I am going to use fake names because I haven’t asked their permission to talk about them, but they are all very real people and good friends of mine. This isn’t theory, these are all real people I know living the good life:

  • Mr. M is in his late 50s and lives in a Ford cargo van and splits his time between boondocking on public land and stealth parking in cities. He was a computer programmer for a major corporation for many decades but when the economy collapsed in 2008 they suddenly closed his whole division and sent the work to India. They laid off hundreds of employees including him. He searched for a job and couldn’t find one so he moved into a van and has lived in it for 3 years now. He had a large retirement savings so he sat down and figured out how much he could take out every month and have it last him till he could draw Social Security. That worked out to $400 a month so that is what he has to live on. Whenever he can he works odd jobs and dabbles in the stock market at day-trading. He uses that extra money to upgrade his van. For example he recently installed a very nice, high-end solar system with the money from a very profitable trade. He is a very disciplined person and so actually lives quite well on very, very little money.
  • thumb_piggy_bankMiss. C is in her late 60s and has been living in a high top Ford cargo van for the last 3 years. She lives on her Social Security check which is $630 a month. We have camped together a lot and I can promise she lives quite well on that amount of money. I have never once seen her go without something because of lack of money.
  • Mr. W is in his early 70s and lives in a 1970s Class C and pulls a 90s Mitsubishi Montero 4×4 as a toad. He has lived in it for over 15 years. He lives on his Social Security check which is $1000 a month. He lives very frugally so he actually only spends half that and saves the other $500. I have never seen him have less than $5000 in cash in his class C. He is the first RVer I ever knew with Satellite TV and was the inspiration for me getting it as well. I learned more about the mobile life from him than from any other person I have known. He is a living example of how incredibly well you can live with practically no money and still build a savings account.
  • Miss S is also in her late 60s and lives in her 2006 Chevy Express cargo van for the last 3 years. She lives on her $970 a month Social Security as well. She has thrived on that amount of money! In the last three years she has kayaked all 48 contiguous states and is planning now to kayak Alaska and Hawaii. She has a truly wonderful life and she doesn’t need a lot of money to get it.She gave me permission to use this info and also asked that I put in a link to her blog. It is here: http://swankiewheels.blogspot.com/p/art-work.html
  • Mr. S is in his early 50s, lives in a Chevrolet van and draws $1400 a month on SS Disability. He lives comfortably on that and has as good a life as anyone I know.
  • Sue lives very comfortably in her little Casita and has all the comforts of home! She traveled extensively last year, and still only averaged $1072 a month in expenses. Two ways she lives frugally are by staying frequently on public land and producing her own solar power.

    Sue lives very comfortably in her little Casita and has all the comforts of home! She traveled extensively last year, and still only averaged $1072 a month in expenses. Two ways she lives frugally are by staying frequently on public land and producing her own solar power.

    RVSue and Crew. The last example I want to look at is RVSue. She is in her 60s and lives full time in a Casita Travel Trailer pulled by a Chevy Van. Sue is a blogger and a very disciplined person. For her blog she has faithfully kept accurate records of all her spending so her readers can know exactly what it costs her to live full-time. I subscribe to her blog and love it, so I strongly encourage all of you to check out her blog, especially her “Money” page where she details her spending: http://rvsueandcrew.com/ . In calendar year 2012 she spent a total $12, 867.91 which averages out to $1072 per month. While she boondocked most of the time, she also stayed in campgrounds part of the time, so she could have reduced it even more. And she traveled extensively which means she burned a lot of gas. She visited Arizona, Utah, Colorado, South Dakota, Wyoming, Montana, Idaho, Oregon, Nevada and California in 2012. Had she been on a tighter budget, she probably could have reduced her monthly spending by several hundred dollars by boondocking more and traveling less.
I have a very good friend who takes very long trips in this Prius. She took a 6 month trip all over the country and averaged 45 mpg. By it's nature it is a huge generator so she had constant power, heat, and air conditioning whenever she wanted. It is an incredible way to travel a lot and live very frugally.

I have a wonderful friend who takes very long trips in this Prius. She took a 6 month trip all over the country and averaged 45 mpg. By it’s nature it is a huge generator so she had constant power, heat, and air conditioning whenever she wanted. It is an incredible way to travel a lot and live very frugally on next to nothing.

So the question remains, “How much money do I need every month to live happily in a van or RV full-time?” My standard answer is that you can live on as little as $500 a month if you absolutely have to. It will be a frugal life with not a lot of extras, but can be a very good life. If you have $1000 a month, it is incredible how good your life can be. The key thing to understand is that humans are very adaptable creatures and we are capable of adjusting to nearly any circumstances. If you have $400 a month you adapt and live on it. If you have $1000 a month you adapt and live on that. The more you have, the more you spend.
Whether you are happy or not depends on your attitude, not your income. If you are like me, and living in nature makes you happy, it is a truly wonderful life. I honestly don’t believe I could be any happier than I am now. But if you can’t shake the normal “American Dream-Consumerism” thinking, you won’t be happy with any amount of money. You are mentally and emotionally incapable of being content with your life and possessions. On the other hand, if you can change your thinking, you can be equally happy with almost nothing or a great deal. In my next post, I want to tell you a way I have found to change my attitude towards money and things, and hopefully it will work for you as well.
Until then I want you to keep this in mind, “If all those people can live happily on that little, so can I!”